Life Insurance
Term and permanent coverage for the people who rely on you.
Life Insurance + Legacy Planning
Protect what matters.
Build what lasts.
Life insurance is not just about what happens when you die. It can be part of a larger strategy for income protection, final expenses, home security, retirement and the legacy you intend to leave.
WHAT I HELP WITH
Coverage for the life you are actually building.
Start with the problem you need to solve. Then choose the tool—not the other way around.
Retirement + IUL
Long-range strategies that balance protection and future goals.
Mortgage Protection
Help protect your family’s home and household stability.
Final Expense
Prepare for funeral costs and other last financial obligations.
A SIMPLE, HONEST PROCESS
Here’s how it works.
Three clear steps from questions to a decision you understand.
Tell Me What Matters
Share who and what you need to protect, what is changing and what you can realistically afford.
Review Clear Options
I explain the coverage, costs, limitations and tradeoffs in language you can actually use.
Choose What Fits
You decide what works for your life. No pressure, no confusion and no pretending one product fits everybody.
Licensed ProfessionalClient-First ApproachFree ConsultationNo-Pressure Process
LIFE INSURANCE + RELATED SOLUTIONS
Different stages call for different strategies.
Whether you are raising a family, buying a home, building a business, preparing for retirement or organizing final wishes, we make the options easier to understand.
Term life • Whole life
Life Insurance
Protect the people who depend on you with term or permanent coverage chosen around your needs, responsibilities and budget.
Discuss this optionProtection • Long-range planning
Indexed Universal Life
Explore permanent protection with cash-value potential. We explain the moving parts, costs and tradeoffs before you decide.
Discuss this optionFixed • Indexed • Income
Annuities
Turn a portion of retirement assets into a dependable income strategy designed around your timeline and goals.
Discuss this optionAffordable final-needs coverage
Final Expense
Help keep funeral costs, medical balances and last expenses from becoming an immediate burden for the people you love.
Discuss this optionHome • Family • Continuity
Mortgage + Income Protection
Create a plan that can help your family stay in the home and maintain income if you are no longer there to provide.
Discuss this optionHealth • Supplemental options
Health-Related Coverage
Review individual, family and supplemental options where available, with clear education and appropriate referral pathways.
Discuss this optionDo not count yourself out
Health challenges do not end the conversation.
A diagnosis, prescription history or previous decline can affect eligibility, but it does not mean you should assume coverage is impossible. We look at the full situation, ask better questions and explore what may still be available. Approval is never guaranteed.
LD
ABOUT YOUR AGENT
Hi, I’m LaShonda.
I am a licensed Life & Health Insurance Agent, chaplain and Community Resource Concierge. My job is to help you understand your options and make a decision without fear, pressure or confusion.
- Personalized recommendations
- Plain-language education
- Protection connected to the bigger picture
- Free, no-pressure consultation
REAL CLIENT EXPERIENCES
Strategy beyond basic coverage.
“The Truth Tribe helped me think beyond basic coverage and actually build a strategy around protecting my business and family.”Ron W. • Business owner, parent, retired Army
“The professionalism, education and level of strategy completely separated them from the average insurance experience.”J. Heard • Business owner, parent, retired Army
6+ Coverage types100% Free consultations0 Pressure tactics
More than a policy
Planning for the details around loss?
See the full pre-planning, crisis concierge and bereavement support options, including current service ranges and what each level includes.
This information is educational, not a guarantee of policy approval, premiums, investment returns, financial results or specific outcomes. Product availability and features vary by carrier and state.
Ready to protect what matters with a plan you understand?
Book a Life Insurance Consultation